Indiana Paycheck Calculator
Estimate your Indiana take-home pay for 2026. Enter your salary below to see federal, FICA, and state taxes.
⚠️ Excludes Indiana county income taxes and personal exemptions.
Take-home pay · Bi-weekly
$2,283.85
$59,380 / year · 79.2% of gross
| Gross pay | $75,000 | $2,884.62 |
| Federal income tax | −$7,670 | −$295.00 |
| Social Security | −$4,650 | −$178.85 |
| Medicare | −$1,088 | −$41.83 |
| Indiana state tax | −$2,213 | −$85.10 |
| Take-home pay | $59,380 | $2,283.85 |
| Item | Annual | Per paycheck |
|---|
Effective tax rate 20.8%. Estimate only — excludes local taxes and credits.
Indiana take-home pay by salary (2026, single filer)
| Gross salary | Total tax | Take-home | Effective rate |
|---|---|---|---|
| $40,000 | $6,860 | $33,140 | 17.2% |
| $60,000 | $11,380 | $48,620 | 19.0% |
| $80,000 | $17,250 | $62,750 | 21.6% |
| $100,000 | $23,770 | $76,230 | 23.8% |
| $150,000 | $40,634 | $109,366 | 27.1% |
Indiana income tax rate (2026)
Indiana charges a flat 2.95% on wage income — the same rate whether you earn $30,000 or $300,000. There is no state standard deduction, so the rate effectively applies from the first dollar of wages. Flat-rate states are easy to estimate: multiply taxable wages by the rate and you are within a few dollars of the real figure.
Single vs. married filing jointly in Indiana
| Gross salary | Single take-home | Married take-home | Married keeps |
|---|---|---|---|
| $60,000 | $48,620 | $50,800 | +$2,180 |
| $100,000 | $76,230 | $81,760 | +$5,530 |
| $150,000 | $109,366 | $118,760 | +$9,394 |
Married figures assume one income and married-filing-jointly withholding. Two-income couples land between the two columns — switch the filing status in the calculator above to model your own split.
About Indiana paychecks & taxes
Indiana's state rate is a low flat 2.95%, and it keeps inching down year by year. But the headline rate is only half the story: every one of Indiana's 92 counties levies its own income tax on top, typically between 0.5% and 3%.
This calculator covers the state rate only, so add your county's rate for a realistic number — for many Hoosiers the county tax nearly doubles the state bite. Even so, combined rates usually stay below 6%, keeping Indiana competitive on take-home pay.
Indiana paycheck FAQ
Does Indiana have a state income tax?
Yes. Indiana taxes wage income at a flat rate of about 2.95% (2026 estimate), on top of federal income tax and FICA.
What is the Indiana income tax rate for 2026?
Indiana taxes wage income at a flat 2.95% in 2026, regardless of income level.
What is the take-home pay on $80,000 in Indiana?
On an $80,000 salary in Indiana, the estimated annual take-home pay is about $62,750 for a single filer (2026), after federal income tax, FICA, and state income tax.
Do married couples take home more in Indiana?
Yes — on a $100,000 salary in Indiana, a married filer (one income) takes home about $5,530 more per year than a single filer, thanks to the larger standard deductions and wider brackets at both federal and state level.
Sources: IRS (2026 federal brackets), Social Security Administration (FICA limits), and the Tax Foundation's 2026 state tax survey. Data verified June 2026. See our methodology & data sources for what this estimate includes and excludes.