Iowa Paycheck Calculator
Estimate your Iowa take-home pay for 2026. Enter your salary below to see federal, FICA, and state taxes.
Take-home pay · Bi-weekly
$2,282.86
$59,354 / year · 79.1% of gross
| Gross pay | $75,000 | $2,884.62 |
| Federal income tax | −$7,670 | −$295.00 |
| Social Security | −$4,650 | −$178.85 |
| Medicare | −$1,088 | −$41.83 |
| Iowa state tax | −$2,238 | −$86.08 |
| Take-home pay | $59,354 | $2,282.86 |
| Item | Annual | Per paycheck |
|---|
Effective tax rate 20.9%. Estimate only — excludes local taxes and credits.
Iowa take-home pay by salary (2026, single filer)
| Gross salary | Total tax | Take-home | Effective rate |
|---|---|---|---|
| $40,000 | $6,588 | $33,412 | 16.5% |
| $60,000 | $11,278 | $48,722 | 18.8% |
| $80,000 | $17,318 | $62,682 | 21.6% |
| $100,000 | $24,008 | $75,992 | 24.0% |
| $150,000 | $41,297 | $108,703 | 27.5% |
Iowa income tax rate (2026)
Iowa charges a flat 3.8% on wage income — the same rate whether you earn $30,000 or $300,000. The rate applies after the state standard deduction of $16,100 (single) / $32,200 (married). Flat-rate states are easy to estimate: multiply taxable wages by the rate and you are within a few dollars of the real figure.
Single vs. married filing jointly in Iowa
| Gross salary | Single take-home | Married take-home | Married keeps |
|---|---|---|---|
| $60,000 | $48,722 | $51,514 | +$2,792 |
| $100,000 | $75,992 | $82,134 | +$6,142 |
| $150,000 | $108,703 | $118,709 | +$10,006 |
Married figures assume one income and married-filing-jointly withholding. Two-income couples land between the two columns — switch the filing status in the calculator above to model your own split.
About Iowa paychecks & taxes
Iowa is one of the biggest tax-reform stories of the decade: the top rate fell from 8.53% in 2022 to a flat 3.8% today. A salary that lost thousands to Des Moines a few years ago now keeps most of that money.
The flat rate applies after a federal-matching standard deduction, and most Iowa localities no longer add wage surtaxes of any significance. Iowa paychecks are now among the simplest — and most improved — in the country.
Iowa paycheck FAQ
Does Iowa have a state income tax?
Yes. Iowa taxes wage income at a flat rate of about 3.80% (2026 estimate), on top of federal income tax and FICA.
What is the Iowa income tax rate for 2026?
Iowa taxes wage income at a flat 3.80% in 2026, regardless of income level.
What is the take-home pay on $80,000 in Iowa?
On an $80,000 salary in Iowa, the estimated annual take-home pay is about $62,682 for a single filer (2026), after federal income tax, FICA, and state income tax.
Do married couples take home more in Iowa?
Yes — on a $100,000 salary in Iowa, a married filer (one income) takes home about $6,142 more per year than a single filer, thanks to the larger standard deductions and wider brackets at both federal and state level.
Sources: IRS (2026 federal brackets), Social Security Administration (FICA limits), and the Tax Foundation's 2026 state tax survey. Data verified June 2026. See our methodology & data sources for what this estimate includes and excludes.