Tennessee Paycheck Calculator
Estimate your Tennessee take-home pay for 2026. Enter your salary below to see federal, FICA taxes.
Take-home pay · Bi-weekly
$2,368.94
$61,593 / year · 82.1% of gross
| Gross pay | $75,000 | $2,884.62 |
| Federal income tax | −$7,670 | −$295.00 |
| Social Security | −$4,650 | −$178.85 |
| Medicare | −$1,088 | −$41.83 |
| Tennessee state tax | $0 | $0.00 |
| Take-home pay | $61,593 | $2,368.94 |
| Item | Annual | Per paycheck |
|---|
Effective tax rate 17.9%. Estimate only — excludes local taxes and credits.
Tennessee take-home pay by salary (2026, single filer)
| Gross salary | Total tax | Take-home | Effective rate |
|---|---|---|---|
| $40,000 | $5,680 | $34,320 | 14.2% |
| $60,000 | $9,610 | $50,390 | 16.0% |
| $80,000 | $14,890 | $65,110 | 18.6% |
| $100,000 | $20,820 | $79,180 | 20.8% |
| $150,000 | $36,209 | $113,791 | 24.1% |
No state income tax in Tennessee
Tennessee is one of nine states with no income tax on wages. Your paycheck is only reduced by federal income tax and FICA, which is why identical salaries stretch further here than in most states — see how Tennessee ranks on our take-home pay ranking or compare it against your current state.
Single vs. married filing jointly in Tennessee
| Gross salary | Single take-home | Married take-home | Married keeps |
|---|---|---|---|
| $60,000 | $50,390 | $52,570 | +$2,180 |
| $100,000 | $79,180 | $84,710 | +$5,530 |
| $150,000 | $113,791 | $123,185 | +$9,394 |
Married figures assume one income and married-filing-jointly withholding. Two-income couples land between the two columns — switch the filing status in the calculator above to model your own split.
About Tennessee paychecks & taxes
Tennessee has no tax on wages — and since the Hall tax on investment income was fully repealed in 2021, it's a true no-income-tax state. Only federal income tax and FICA come out of your paycheck.
The state leans on one of the nation's highest combined sales tax rates instead, so the tax shows up at the register rather than on the pay stub. For take-home pay purposes, Tennessee sits alongside Texas and Florida at the top.
Tennessee paycheck FAQ
Does Tennessee have a state income tax?
No. Tennessee does not levy a state income tax on wages, so your take-home pay is only reduced by federal income tax and FICA (Social Security and Medicare).
What is the Tennessee income tax rate for 2026?
Tennessee has no state income tax on wages in 2026. Paychecks are reduced only by federal income tax and FICA.
What is the take-home pay on $80,000 in Tennessee?
On an $80,000 salary in Tennessee, the estimated annual take-home pay is about $65,110 for a single filer (2026), after federal income tax, FICA.
Do married couples take home more in Tennessee?
Tennessee has no state income tax either way, but federal brackets still differ: on a $100,000 salary, a married filer (one income) takes home about $5,530 more per year than a single filer because of the larger federal standard deduction and wider brackets.
Sources: IRS (2026 federal brackets), Social Security Administration (FICA limits), and the Tax Foundation's 2026 state tax survey. Data verified June 2026. See our methodology & data sources for what this estimate includes and excludes.