Maryland Paycheck Calculator
Estimate your Maryland take-home pay for 2026. Enter your salary below to see federal, FICA, and state taxes.
⚠️ Excludes Maryland county income tax (typically 2.25%–3.20%).
Take-home pay · Bi-weekly
$2,240.06
$58,242 / year · 77.7% of gross
| Gross pay | $75,000 | $2,884.62 |
| Federal income tax | −$7,670 | −$295.00 |
| Social Security | −$4,650 | −$178.85 |
| Medicare | −$1,088 | −$41.83 |
| Maryland state tax | −$3,351 | −$128.88 |
| Take-home pay | $58,242 | $2,240.06 |
| Item | Annual | Per paycheck |
|---|
Effective tax rate 22.3%. Estimate only — excludes local taxes and credits.
Maryland take-home pay by salary (2026, single filer)
| Gross salary | Total tax | Take-home | Effective rate |
|---|---|---|---|
| $40,000 | $7,368 | $32,632 | 18.4% |
| $60,000 | $12,248 | $47,752 | 20.4% |
| $80,000 | $18,478 | $61,522 | 23.1% |
| $100,000 | $25,358 | $74,642 | 25.4% |
| $150,000 | $43,293 | $106,707 | 28.9% |
Maryland income tax brackets (2026)
| Rate | Single — taxable income over | Married filing jointly — over |
|---|---|---|
| 2% | $0 | $0 |
| 3% | $1,000 | $1,000 |
| 4% | $2,000 | $2,000 |
| 4.75% | $3,000 | $3,000 |
| 5% | $100,000 | $150,000 |
| 5.25% | $125,000 | $175,000 |
| 5.5% | $150,000 | $225,000 |
| 5.75% | $250,000 | $300,000 |
| 6.25% | $500,000 | $600,000 |
| 6.5% | $1,000,000 | $1,200,000 |
Brackets apply to wages after Maryland's standard deduction ($3,350 single / $6,700 married, 2026). Rates are marginal — each rate applies only to income above its threshold.
Single vs. married filing jointly in Maryland
| Gross salary | Single take-home | Married take-home | Married keeps |
|---|---|---|---|
| $60,000 | $47,752 | $50,091 | +$2,339 |
| $100,000 | $74,642 | $80,331 | +$5,689 |
| $150,000 | $106,707 | $116,431 | +$9,724 |
Married figures assume one income and married-filing-jointly withholding. Two-income couples land between the two columns — switch the filing status in the calculator above to model your own split.
About Maryland paychecks & taxes
Maryland's state income tax runs from 2% to 5.75%, but the number that really shapes your paycheck is the county income tax. Every Maryland county (and Baltimore City) adds its own local income tax, typically 2.25%–3.20% on top of the state rate.
This calculator estimates Maryland state tax but not the county piece, so your actual take-home will be lower — often by a couple thousand dollars a year. Check your specific county's rate for an exact figure.
Maryland paycheck FAQ
Does Maryland have a state income tax?
Yes. Maryland taxes wage income using progressive brackets (2026 estimate), on top of federal income tax and FICA.
What is the Maryland income tax rate for 2026?
Maryland uses progressive brackets in 2026, from 2.0% up to a top rate of 6.50% for single filers.
What is the take-home pay on $80,000 in Maryland?
On an $80,000 salary in Maryland, the estimated annual take-home pay is about $61,522 for a single filer (2026), after federal income tax, FICA, and state income tax.
Do married couples take home more in Maryland?
Yes — on a $100,000 salary in Maryland, a married filer (one income) takes home about $5,689 more per year than a single filer, thanks to the larger standard deductions and wider brackets at both federal and state level.
Sources: IRS (2026 federal brackets), Social Security Administration (FICA limits), and the Tax Foundation's 2026 state tax survey. Data verified June 2026. See our methodology & data sources for what this estimate includes and excludes.